A complete estate plan contains a legally binding mandate called a will, describing the distribution of assets upon death. If you die without one (intestate), the state will distribute your assets and property via state law and quite possibly at…
In today’s world, a lot of our information is stored and exchanged through digital apps on our phones or tablets. Whether engaging in online banking, using a mobile plane boarding pass or creating work calendars shared in the cloud, the…
Imagine a loved one no longer being able to care for themselves and needing to be cared for in a nursing home facility. You are stressed and anxious. The nursing home puts a twenty-page, single-spaced contract in front of you.…
A person should not be giving gifts if that person may need Medicaid assistance in the foreseeable future. This can be sad if that person gets joy out of generosity. But gifts in that situation can turn out to be…
45 percent of aging Americans are not making it financially to meet their most basic needs, which is nothing short of a national tragedy. Many of these older adults must routinely shuffle their available resources in an attempt to keep…
It is high time to assess our values, priorities, and overall health in light of the coronavirus pandemic. The little COVID-19 clinical information relating to treatment options and likely outcomes based on personal health history should lead all of us…
The "For the 99.5% Act" was introduced into Congress on March 25th, 2021 by Sen. Bernie Sanders and Rep. Jimmy Gomez. The bill's current form is only 18 pages long, but its potential impact on federal estate and gift tax…
Amazon, Apple, Microsoft, Facebook, and Google are plotting to take over healthcare in the US. Some of the businesses are underway, like storing medical records in the cloud for a fee or using patient forms that have been "anonymized" to…
Gray divorce has become more and more common for Americans aged 50 or older. The term gray divorce generally refers to the baby boomer generation and affects all classes and education levels. Research shows that splitting during middle age is…
In the United States, turning 65 years of age is a milestone on many levels, but before this birthday, there is a hefty checklist that you need to address to continue aging successfully. Overall the most crucial thing to do…