Every year, the Social Security Administration (SSA) publishes upcoming changes to its social security program every October that take effect on January 1 of the next year. These changes can make a difference in how you plan for or live…
Students with special needs are provided Free Appropriate Public Education (FAPE), which requires tailoring to meet individual disability needs. The US Department of Education is providing details about how states, schools, and parents can best address student special education needs…
It is estimated that around 50 percent of older adults will require long-term care at some stage of their lives. That percentage moves up to 70 percent if you are an adult 65 or more. However, the demand for long-term…
It is easy to be overcome by depression at all stages of life. Life is full of surprises and twists, and not all of them have a positive effect on our mental health. However, once a senior is in the…
President Ronald Reagan labeled November as National Alzheimer's Disease Awareness Month back in 1983. The goal is to raise awareness about the disease and its prevalence among the US population and provide potential caregiving suggestions, links to organizations that can…
The senior citizen population is increasing rapidly as the baby boomer generation ages, and the influx of international migration continues. Although the US average life expectancy has seen a slight three-year decline, many Americans, men and women, live well into…
The Centers for Disease Control and Prevention reports that one out of five senior falls is the cause of a serious injury such as a broken bone or head trauma. Injuries of this sort can make life difficult for an…
A letter of instruction (LOI) is an important part of any comprehensive estate plan. A letter of instruction can help your loved ones manage important information about you. A LOI conveys your desires, includes practical information about where to find…
An inheritance can be the source of costly mistakes related to Medicaid which should be avoided. When a person is drawing Medicaid benefits and inherits money or property, that inheritance jeopardizes the benefits. The inheritance must be handled carefully to…
You may be asked to be power of attorney for a member of your family or a close friend. This person may be planning for when they might become unable to take care of their affairs. For example, they might…