Frequently, we hear the following question: “Doesn't it make sense to just get a will off of the internet, deed my land, and put money in the bank for my children upon my death?” It’s just not a good idea.…
It is imperative that every American has an estate plan in place if they wish to protect themselves and their loved ones. Making sound decisions regarding finances and healthcare can become challenging as you age due to diminished mental capacity…
In the wake of the COVID-19 pandemic, more Americans are becoming aware of the importance of having a will, a living trust, and a living will. Still, this knowledge is not translating into estate planning action. No matter your age…
By paying into Social Security throughout their careers, people can receive health care benefits starting at 65 through Medicare. Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under Medicare, as well as anyone…
With age comes wisdom, but it is also accompanied by some forgetfulness. Fortunately, there are things you can do to keep the brain sharp, small daily habits that can reduce the risk of cognitive decline. Exercise is one such daily…
You can't escape aging, and all family systems are impacted by it. Even if you are in the fortunate circumstance where your aging parents can go it alone for a long time there will come a day when assistance or…
Many Americans over the age of 65 take multiple prescription medications concurrently, a condition known as polypharmacy. The more medications a person takes, the higher the risk of dangerous drug-drug interactions and increased possibility of inappropriate prescribing, adverse drug reactions,…
Adapting your estate plan to complex and ever-changing federal estate tax law, gifts, and GST exemptions may require an annual review and update. Since 2018, federal tax assessment on estates above $11.7 million, indexed for inflation every year, will default…
In case you believe you do not qualify for Medicaid's long-term care benefits due to its strict asset and income limits, you might want to reconsider. If you currently demonstrate the need for nursing home facility services, you may meet…
The first half of your adult life is spent achieving financial security, and your second half is spent maintaining it. This adage is why many people spend substantial time and effort maximizing their legacy goals in their estate plan, ensuring…